While some people often waste too much money on their whims, others find it too hard to spend money on their own needs at all.
Both problems can be quite hard to fix, so psychologists work hard on helping people with that.
Here are some tips on what to do if you feel like you're not allowed to spend your own money on you.
Take a step back and reassess your priorities. Make a list of your essential needs and ensure you're not sacrificing them for unnecessary expenses.
A budget can be a powerful tool to manage your finances. It provides a clear plan for spending, including your needs, wants, and savings.
Review and adjust your budget regularly.
If you find it hard to spend on yourself, begin with small, affordable treats or purchases. This can help you ease into the idea of self-care spending.
Establish limits for discretionary spending. Knowing you have a defined spending boundary can make you feel more in control.
Understand that taking care of yourself is not a luxury but a necessity. Recognize the importance of self-care for your physical and mental well-being.
Make a list of items or experiences you've been wanting for a while. Having a wish list can help you plan and save for these items over time.
Mindfulness techniques can help you become more aware of your spending habits and emotions around spending.
This self-awareness can lead to more balanced decisions.
Visualize the positive impact that spending on your needs will have on your life. This can motivate you to prioritize self-care.